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Loans Quotes

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Unlike other loans, a reverse mortgage doesn’t have to be repaid until the borrower moves out of the home or passes away.  (Loans Quotes) Like many other banks and finance companies, Green Tree used a process called securitization to resell its home loans to outside investors. Green Tree grouped thousands of these small loans into a pool worth hundreds of millions of dollars.  (Loans Quotes) Commercial banks are very good for certain businesses, like loans and guarding other people’s money. They’re not great investors or entrepreneurs.  (Loans Quotes) Students graduating with high debt encounter difficulties in qualifying for home and automobile loans.  (Loans Quotes) We need to align the incentives so that colleges have an incentive to keep down their costs... to graduate students on time with degrees in areas where they’re going to be able to get jobs and going to be able to pay back those loans.  (Loans Quotes) It’s true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans.  (Loans Quotes) We simply can’t keep providing money from the federal government in the form of subsidized or actual loans and Pell Grants when we don’t have the money.  (Loans Quotes) If there were not derivatives, there would be no bank loans at all today, because people want to get fixed-rate 30-year loans, but banks don’t want to keep 30-year loans on their books.  (Loans Quotes) Normally, if someone goes bankrupt, you wipe out the debt and get a fresh start. But that’s not permitted with student loans. So the effect is to impoverish many graduates with very high debts.  (Loans Quotes) Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.  (Loans Quotes) Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.  (Loans Quotes) Mathematically, debts grow exponentially at compound interest. Banks recycle the interest into new loans, so debts grow exponentially, faster than the economy can afford to pay.  (Loans Quotes) France has not only built a bureaucratic barrier against American culture, it has constructed a notorious intellectual case against it as well. The French spend hundreds of millions of dollars subsidizing film production, extend interest-free loans to designated filmmakers, and have placed quotas not only on imports but on television time.  (Loans Quotes) The higher amount you put into higher education, at the federal level particularly, the more the price of higher education rises. It’s the dog that never catches its tail. You increase student loans, you increase grants, you increase Pell grants, Stafford loans, and what happens? They raise the price.  (Loans Quotes) The Pentagon got fed up with its recruits getting ripped off by payday lenders and in 2007 got Congress to make it illegal to extend such loans to members of the military. But civilians remain fair game.  (Loans Quotes) I’m willing to fight for Social Security, Medicare, student loans, U.S. jobs, equal pay, progressive taxation and full employment.  (Loans Quotes) For-profit higher education is today a booming industry, feeding on the student loans handed out to the desperate.  (Loans Quotes) The loans I took out for my undergraduate degree were manageable. But my legal education was more expensive, and I paid for it almost entirely through public and private loans.  (Loans Quotes) Through my studies, I became increasingly disillusioned with the international aid system. I think we systematically deny poor people the chance to engage as equals in the global economic order. At best, we give them handouts or tiny loans and hope they will suffer a bit less from extreme poverty. We don’t view them as equals.  (Loans Quotes) Any cut to Pell Grants means low-income must take out additional loans or work longer hours - risk factors that increase their odds of dropping out of school.  (Loans Quotes) Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.  (Loans Quotes) Your credit score affects the interest rates you’re offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.  (Loans Quotes) Government, on their part, are much disposed to favor the establishment of these large companies, and to give them privileges to the detriment of their rivals, and of the public, with the expectation of receiving from them loans, either gratuitous or at a low rate which these never refuse. It is thus that the one sells its protection and the other buys it; and this is already a very great evil  (Loans Quotes) Making loans accessible to millions of the previously unbankable customers is a noble goal. Getting them hooked to such loans isn’t  (Loans Quotes) I think people are frustrated with dysfunction, not just dysfunction in government, but a lot of dysfunction that surrounds them. I get the frustration with drugs in the neighborhood or my kids with big college loans can’t find a job  (Loans Quotes) I’m all in favor of banks that play their part in community endeavors, private individuals looking for loans, people who want to start up a little business, and that’s what banks are for  (Loans Quotes) The rising costs of higher education coupled with the stress of paying student loans are putting increasing pressure on students  (Loans Quotes) Commercial banks are very good for certain businesses, like loans and guarding other people’s money. They’re not great investors or entrepreneurs  (Loans Quotes) I had three jobs in college. The best day of my life was when I paid off my student loans, on my own  (Loans Quotes) When the time came for me to go to college, there was only one scholarship that my high school offered at the time and I didn’t win that one, but that didn’t stop me. I went on to college anyway. I worked my way through it and paid my student loans for 11 years  (Loans Quotes)
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